This certificate is good for a one-year subscription for Money Desktop Financial Planning Software.  MoneyDesktop.com is a revolutionary new online financial planning software program that lets consumers take control of their finances to get out of debt and on the path to financial independence.  MoneyDesktop.com is the most robust and effective debt elimination and money management software program available.  Consumers can now pull their financial accounts into one place, build a budget, track spending, eliminate debt, review future scenarios virtually before making decisions, plan for retirement and more in real-time.