The great riding Torker T-520 is equipped with superb components such as a wider range of Shimano gearing (24 speeds), high quality crank, shifters and derailleurs. Other comfort upgrades include an improved suspension fork and a dual density elastomer saddle. With a semi-enclosed chainguard, alloy kickstand, upright adjustable stem, quick release seat binder, flat prevention inner tubes and a bell, the T-520 delivers pavement riding performance. More more info: http://www.torkerusa.com/archives/2011-t520.