Becky Brandon thinks that having a daughter is a dream come true: a shopping friend for life! But two-year-old Minnie has a quite different approach to shopping. The toddler creates havoc everywhere she goes, from Harrods to her own christening. Her favorite word is “Mine!” and she’s even trying to get into eBay! On top of everything else, Becky and Luke are still living with her parents (the deal on house #4 has fallen through), when suddenly there’s a huge nationwide financial crisis.

With people having to cut back, Becky decides to throw a surprise party for Luke to cheer everyone up. But when costs start to spiral out of control, she must decide whether to accept help from an unexpected source—and therefore run the risk of hurting the person she loves.