Raising Happy Kids on a Reasonable Budget this gently used book by Patricia Gallagher.  This book shares inside secrets to financial          well-being. Apply these tried-and-true practical tips. The savings may not buy a villa in Acapulco, but you may have extra money in your checking account at the end of the month.   

Patricia Gallagher, the author of seven books, has appeared on Oprah, Maury, the CBS Early Show and many other national shows. She offers workshops for parents, teachers and administrators on a variety of topics related to family issues.