We accept your bid as a promise to pay. No Refunds, No Exchanges - No Exceptions. MDA Online Auction Terms and Conditions: You will be notified by e-mail if you are awarded the winning bid. If shipment of your item is required, shipping and insurance charges will apply and will be billed to your account. A limited number of items will be available for pickup at their local MDA office. THANK YOU FOR YOUR PATIENCE AS ALL ITEMS WILL BE SHIPPED NO LATER THAN OCTOBER 31, 2015.