"Oh, how I wish I had been given this book as a young adult, just starting out! Easy to understand information regarding everything from buying a car to purchasing a house to saving for retirement ... the author provides concise advice in laymen's terms. It's a simple book, packed full of wisdom and sound financial information and suggestions. This would be an excellent book for graduates of both high school and college. Highly recommend!!" 

"Finally, a straightforward book about money and finances for anyone who wants to do it right without having to get a degree in investing. I will be recommending, maybe force feeding, it to my family because Thomas has presented great advice and common sense all wrapped into one. Chapters are short and to the point with bullet points at the end to give you a reminder of the points made. I love that format. It reinforces the information in a concise easy way to remember. Thomas has not only given a great overview on all the important money-related decisions we make, but his work is complete and he is encouraging at the same time. It is well organized and will prove to be a resource that I come back to. I highly recommend this book for teens, young adults, middle-agers, and even those of us in the older bracket."

 

"Finally, a simple, straightforward guide answering the most common financial questions! What is the biggest financial mistake most Americans make? How can I reach financial independence? What are 401(k) and IRA plans and why should I sign up for one? Life Insurance, do I really need it? What type should I get? How can I buy a car without getting ripped off? Why am I not getting promoted at work? I'm sending out resumes, why am I not getting interviews? I'm getting interviews, why am I not getting job offers? I want to buy a house. What are escrow, title insurance, mortgage brokers and real estate agents? Those timeshare condos and vacation clubs look pretty good. Are they? What exactly are mutual funds and why do I need them?"