Gift Certificate valid for One (1) Confidential Comprehensive Financial Plan and a Copy of Bill Mullen's New Book, The Four Tax Traps that Will Ruin Your Retirement. 

The Financial Plan consists of: detailed net worth statement and analysis, income tax projections, analysis of income and expense, projections of cash flow, and recommendations for income tax savings and improved cash flow. Additionally, Bill can provide risk management analysis, education expense and retirement planning, generic recommendations for asset repositioning, and calculations of federal edtate tax liability and recommendations for reducation of estate settlement costs, all consistent with state client goals and objectives.

Bill will meet face-to-face with the winning bidder at least twice for about one (1) hour each time.