The services included with this gift certificate are geared towards the financial planning needs of individuals and couples in their 40s and 50s. The purchaser is entitled to two hours of tax advice from an independent CPA. The purchaser will also receive a financial plan for retirement and four hours of personal financial planning from the Goff Financial Group, a fee-only Registered Investment Advisor and fiduciary. This gift certificate also includes advice on planned giving including how to donate appreciated stock and other assets to charity as well as how to establish and manage a donor-advised fund.