The Arch Card is a McDonald’s Gift Card that can be loaded with a dollar value and used to purchase goods and services at participating McDonald’s restaurants in the United States. The Card may not be used to purchase other Cards and is not redeemable for cash except as required by law. The Card balance never expires, nor are any fees charged in connection with its use. The Card is not a credit or debit card, and no credit card, overdraft protection, deposit account, or depository insurance is associated with it.