Financial planning is an advisory service. This Comprehensive Financial Plan can provide you with a detailed and comprehensive financial plan that will address many different aspects of your current and future financial obligations and needs. This plan includes a statement of financial goals for tax, risk and debt management, as well as strategies for helping you meet your goals through the use of employee stock options, gifting, education funding and retirement planning.

This gift certificate may only be used at Citii Smith Barney's Walnut Creek branch.