Hot from the oven!  Treat your office, family, or school group with bagels and cream cheese every month from Panera Bread.  Savor in the freshness of artisan-baked bagels twelve times a year.  Top it off with a shmear of cream cheese, and you’ve got a tasty morning treat.  Panera Bread has been baking since 1981, with 1,168 locations across the nation.  As the winner of this prize, you are entitled to a baker’s dozen (13) of bagels and two tubs of spread every month for a year.